Social enterprises and charitable organistions often rely on grants and/or donations to raise funds. Social investment is the use of repayable finance to achieve a social as well as a financial return. Effective social investment helps a business to achieve its social, economic or environmental impact in a sustainable way, so that it may eventually become self-sufficient.
There are many social enterprises and charities working in communities across Scotland to deal with some of the most challenging issues; an increasing number of these can use debt finance to help them increase their impact. Investment can be used to grow a business, buy an asset or for working capital. Resilient Scotland investments enable organisations to achieve their desired social impact, without the restrictions that often come with grant funding. For examples of businesses that have benefited from Resilient Scotland investment see Our Investments .
Social investors such as Resilient Scotland Ltd have helped to support the development of social enterprises, community organisations and charities (Resilient Scotland is itself a social enterprise and a charity). We often work in partnership with other organisations in the social investment sector, including other responsible investors, ethical banks, Scottish Government and individual investors. Links to these other investors can be found at the Useful Links page.
Resilient Scotland is the only social investment trust in Scotland and the only investor offering grant and loan packages.
Social investment can be used to enable social sector organisations to develop new or existing activities that generate income. Social investment is repayable, often with interest. Charities and social enterprises may generate a surplus through trading activities, contracts for delivering public services, grants and donations, or a combination of some or all of these. These activities generate a surplus which is used to repay investors.
There are many different types of social investment; Resilient Scotland only offers grant and loan packages. For more information, please see Social Investment Explained.